Timiza software lets users to gain access to multiple banking services through their mobile phones. The services is quick money, currency transfers, and buy insurance coverage. People who don’t availableness brand new Timiza app normally control *848# to register and implement to own cellular fund regarding Absa Financial.

six. Part

Part is one of financing programs during the Kenya without CRB monitors. Subscription is free within and you will beyond your nation. One could access around Ksh.70,one hundred thousand into Department app via smart phones. Fund are acknowledged in 24 hours or less out of software, there are no undetectable fees. More over, Branch will not charge late charges otherwise rollover fees.

7. Shika

Shika is amongst the borrowing from the bank programs providing more than simply funds. It has different features to possess text messaging and offers the fresh new reports into politics, sports, entertainment, an such like. Shika application computers multiple lenders exactly who bring borrowing so you’re able to clients. Fund with this app try customized to match startups into the agriculture, resource money, and you can charge discounting.

8. iPesa

iPesa loan software also provides credits away from Ksh. five-hundred in order to Ksh. fifty,100 inside 91 days so you can 180 days. Their annual rate of interest is actually several%, and the app doesn’t have service charge. Install the new iPesa software to your cell phone, set it up, sign up to the M-Pesa amount, and request a loan. Paying the credits punctually gradually develops your loan limit to help you to Ksh. fifty,000.

9. Zenka

Of a lot consumers inside the Kenya love Zenka application. The first financing is interest-100 % free and it has zero services fee. You merely pay extent you owe within the specified date, which is constantly 61 weeks. You can download new application to the cellular telephone on the Zenka webpages. After filling in the program and you will joining successfully, might have the loan in less than five full minutes.

10. Zidisha

Zidisha is just one of the most readily useful the latest loan software from inside the Kenya. It is a low-cash credit program, plus credit comes from independent lenders, not the company in itself. New application merely links loan providers to help you borrowers. You really must be employed or in business, possess a working Twitter account, a national ID, an authorized Safaricom sim cards, and you may good credit history in order to be eligible for Zidisha borrowing from the bank.

eleven. Okash

Okash brings private and loans of up to Ksh. sixty,000. Install the brand new software from Bing Gamble Store, do the installation, and check in to track down instantaneous funds. Okash app find the loan restriction and payment period by checking out the non-public details you offer through the subscription. New annual interest rate into Okash funds try fourteen%.

several. Eazzy

Like other financing programs in the Kenya, Guarantee bank’s Eazzy app brings immediate funds within 24 hours out of successful app. The finance was disbursed with the Collateral bank account, Mpesa line, otherwise Equitel sim card.

Dial *247# to discover the financing directly to your own sim credit rather than utilizing the app. You are entitled to up to KSh2 mil within the borrowing from the bank, and program decides your loan restrict. it offers a flexible repayment ages of as much as twelve months.

The brand new application deducts fund out of your membership in instalments from the a good thirteen % per annum interest rate. You may want to spend the Eazzy software immediate financing throughout your Equitel sim card otherwise have fun with Mpesa Paybill count 247263 as well as your Guarantee account number.

13. Utunzi

Utunzi borrowing software caters to Meters-Pesa profiles. That it cellular currency borrowing from the bank platform has the benefit of private and you will team loans out-of Ksh.300 to Ksh.step one,one hundred thousand,one hundred Guymon payday loans paydayloansoklahoma.org thousand. Utunzi application allows an installment ages of 91 weeks so you’re able to thirty six days at the a twelve% solution percentage and you will an annual focus from 12%. In addition, you shell out an additional Ksh.eight hundred since the a yearly membership government commission.